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Since it was announced in late 2008, the $7,500 home-buyer tax credit has received mixed reviews, mostly because as it currently stands, it has to be fully repaid in 15 years. So basically, it’s an interest-free loan (not such a bad thing in itself), rather than a true tax credit.
It may or may not make it through House and Senate negotiations, but if it does, I’m pretty sure this would be an additional shot in the arm of the national real estate market, so stay tuned for updates.
About Ryan HukillI'm the founder and creative Firestarter behind the ShowMeOKC Team. I love this great city and all that's going on here, and really love showing it off and helping to break the age-old stereotypes.
I married up, am Dad to 5, friend to many, motorcycle-junkie, traveler, camper, jeeper, OU & OKC Thunder fanatic, and love a great steak, a great cup of coffee, and great techie things.
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“Ryan Hukill is a leader in his field and always looking out for our neighborhood with frequent updates on the housing market in our area. Very knowledgeable and a hard worker. Knows the real estate market and understands what people need to sell their house. Outstanding help and service. Uses many support vehicles such as professional photographer, professional person to come in and tell you how to set up your house that attracts people. Just pulls out all the stops to get your house sold”
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“In selling our dad's home, we needed an agent who was not only knowledgeable of the market, but was willing to work with us, even though both my sister and I live out of state. We also wanted someone who had a plan for marketing, was willing to listen to our concerns, and was not high pressure. Ryan Hukill in particular and The ShowMeOKC Real Estate Pros were recommended to us by a friend. After interviewing other agents, we felt Ryan listened to us and was more in tune with what we needed, and we weren't wrong! We loved the app that was available for us to see how frequently appointments were made to see the house and to see the feedback after those visits. We appreciated how quickly we heard back from Ryan Hukill if we emailed or called and left a message. We could not be happier with our dealings with both our real estate agent and with the title company who finalized the sale. It was great that many of the papers could be signed electronically, and it was very convenient that a notary was arranged to go to my sister's home, so she could sign the other papers. It made it so much more convenient for us that neither of us had to physically be present for the closing! We appreciated the quickness with which all of the closing documents were emailed to us and the money was wired to the correct account. We were also quite impressed with how quickly the property sold, and over the holidays, no less! Everyone we dealt with was pleasant, efficient, and very helpful.”
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Keller-Williams Realty Elite · 5629 N Classen Blvd · Oklahoma City, OK 73118 · 405.948.7500
Excess demand for houses is what got us into this mess. Encouraging demand will get us out?
Hi Ryan,
I do think $7,500 as part of a stimulus package that starts at the END of this one, would be good.
But to change the loan to a credit now would not stimulate anything. The people already bought the houses, so for the government to not get the money back as intended, would be like the government throwing money down the toilet.
It clearly can't "stimulate" more people to buy "last year" to do that. It's pretty much a stupid idea.
Now if they want to put it in place in April of 2009, when this package is up, I would support that.
To comment #1 I'd say, given the criteria to get a loan has gotten so much tighter, I don't think the stimulus is part of the problem. I do think it is an appropriate part of a solution.
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All great points, indeed. I agree that changing the current plan wouldn't do much to stimulate, and implementing a new program would be the way to go, if anything's going to be changed.
I don't really have a problem with stimulus programs that will encourage those who can qualify to buy, as long as we don't go back to the reckless lending practices of the past 5 years or so. We want to encourage buying in a fiscally-responsible manner.