Each time I witness a fire, flood, or any other devastation to property, it gets me thinking about my insurance coverage, and with the high-profile media coverage of yesterdays (and today’s) fire at the Enclave at Covell Village, I would guess there are many more folks thinking about the same thing.
Thankfully, this complex is under construction and unoccupied, but the fire could have easily spread into the adjoining neighborhood, as well as the neighborhoods and middle school north of it, thanks to the 30mph+ winds. Now would be a great time to call your insurance agent and review your policies to make sure you have adequate coverage because, as we all know too well, these things happen without notice and have the potential to turn your life upside-down without the proper coverage in place.
Absolutely! My husband and I just reviewed every insurance policy we carried and discovered that, should something happen to our home, we were only 80% covered! Needless to say we have made the changes necessary to ensure complete replacement of our structures and contents.
Whew… I’m sure glad you uncovered and corrected that, DDI!